Future of South African Banking

Loans in South African banks have grown tremendously in 2011. However,João Soares, a partner at Bain & Company, London, foresees a decrease in the lending landscape due to regulations and the banking crisis in Europe.   Soares stresses that South African banks are currently lagging being in liquidity which is important to the future of the banks. He advises that in order for these banks to continue to perform well in the future, they must be able to meet solvency requirements.