Publications

  • How Banks Can Extend Their Digital Relevance

    May 29, 2018 | Forbes.com

    As technology giants such as Alibaba and smaller specialists such as Mint continue to encroach on traditional retail banking markets, most banks’ business models are not well-equipped to deal with the disruption.

  • Four Models to Weather the Turbulence in Banking

    May 17, 2018 | Bain Brief

    As profit pools shift, here’s how banks can extend their digital reach and relevance.

  • Wolf in Sheep's Clothing: Disruption Ahead for Transaction Banking

    May 16, 2018 | Bain Brief

    Transaction banking is getting crowded and technology-intensive. How can banks stand out?

  • Why Schwab’s CEO Bets You Won’t Be Trading Stocks on Amazon

    April 25, 2018 | Banking | Bloomberg | Media mention

    Bain analysis suggests that by partnering with a bank and employing the same low-margin strategy it used to gain market share in e-commerce, Amazon could build financial relationships with 70 million customers.

  • Banks Start To Crack the Small Business Ecosystem

    April 10, 2018 | Forbes.com

    Ecosystem services could hold great appeal for small and medium-size enterprises, allowing banks to strengthen and expand their role with these companies.

  • Hey Alexa, Can You Help Amazon Get Into the Payments Business?

    April 09, 2018 | Banking | Wall Street Journal | Media mention

    Amazon is considering entering the banking sphere, both through their virtual assistant Alexa and in-store payments. If Amazon can move more transactions to its own rails or get better deals from card companies, it could save more than an estimated $250 million in interchange fees each year, Bain &

  • Video: You May Soon Have a Checking Account With Amazon

    March 31, 2018 | Banking | The Street | Media mention

    If Amazon moved into consumer banking, they would likely be the low cost alternative to consumer banks, given the company's track record of lowering costs for consumers. "The disruption is a big threat for the industry," said Gerard du Toit, a partner at Bain & Co., adding that banks are deciding

  • Are Investors Mispricing US Bank Risks?

    March 21, 2018 | Bain Brief

    The equity market is not making much distinction between weaker and healthier banks.

  • What Does The Future Hold For Banks? More Cost Cutting, Competition

    March 21, 2018 | Banking | Wall Street Journal | Media mention

    Consultants at Bain & Company argue that banks will get squeezed in coming years on both sides of their business. On the cost side, competition for deposits will only heat up as rates rise, low-cost entrants pile in and customers start seeking better deals. "Banks have forgotten what battling for

  • Small Business Ecosystems: Banks' Next Challenge

    March 19, 2018 | Bain Brief

    There’s a big world beyond core banking services. But do banks have the credibility and the right partners?