Jacob Varghese


New York

Banking and payments technology expert with a 25+ year track record of leading teams as CTO / Head of Architecture.

About Jacob



  • 25+ years of consulting and technology delivery experience in high performant, resilient and scalable solutions spanning complex banking and payments systems
  • Experience leading large teams and capital budgets (~$1.2B) to oversee implementation of multi-year product, solutions and architecture roadmaps

Jacob Varghese is a member of our Enterprise Technology practice.

Jacob has deep expertise in payments, cards, and retail banking technology. He has advised senior executives from leading payments, fintech, and banking firms on topics covering product strategy, technology strategy, new product development, technology modernization, portfolio rationalization, enterprise/system architecture, capital planning, and resiliency assessment.

Jacob has stepped into multiple interim CTO roles to lead development and operations teams for mission-critical, high-performance, resilient, and scalable systems, including core banking systems, national real-time payments, merchant acquiring, payment processing, credit card authorizations, and acquisitions systems.

He holds an MBA from the University of Michigan Ross School of Business and an undergraduate degree in computer science and engineering from Mahatma Gandhi University.

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