About Sen Expertise Financial Services Enterprise Technology Web3 Bain Partner Sen Ganesh discusses four key steps banks can take to win as new competitors emerge. Recent Insights “The Fragmentation of Wholesale Payments Calls for Banks to Remake Their Approach,” Brief, February 2024 “Payments M&A,” M&A Report, January 2023, Report “As Digital Currencies Start to Embed in the Payments System, What Role for Banks?,” Brief, December 2022 “Web3 Experiments Start to Take Hold in Banking,” Brief, December 2022 “Supply Chain Finance: Banks Test Partnerships with Fintechs ,” Infographic, November 2022