About Karim Expertise Financial Services Payments Recent Insights “From Hype to Hard Value: Stablecoin and the Great Rewiring of Wholesale Banking,” Brief, April 2026 “Stablecoins to drive “great rewiring” of wholesale banking as supply expands rapidly,” Press release, April 2026 “Beyond Payments, the Real Prize in SME Commerce Is Ecosystem Control,” Brief, February 2026 “Stablecoins Could Make Cross-Border Payments Faster, Cheaper, and More Transparent,” Brief, December 2025 “Consumer-to-Business Payments: A Strong Growth Outlook, but Only for the Well-Prepared,” Brief, April 2023