International Banker Choose to Win: The Five Decisions That Make or Break Banking Modernization Choose to Win: The Five Decisions That Make or Break Banking Modernization Banking modernization involves more nuance than the binary-bet caricature of an existential “rip-and-replace” gamble versus a cosmetic refresh. Di Vitor D'Agnoluzzo Tempo di lettura min. Article Choose to Win: The Five Decisions That Make or Break Banking Modernization Progress: en First published in settembre 2025 Tags Banking Digital Enterprise Technology Servizi Finanziari Technology Operating Model Trasformazione digitale