International Banker Choose to Win: The Five Decisions That Make or Break Banking Modernization Choose to Win: The Five Decisions That Make or Break Banking Modernization Banking modernization involves more nuance than the binary-bet caricature of an existential “rip-and-replace” gamble versus a cosmetic refresh. Von Vitor D'Agnoluzzo Min. Lesezeit Artikel Choose to Win: The Five Decisions That Make or Break Banking Modernization Progress: en First published in September 2025 Markierungen Bankensektor Digitale Transformation Digitalisierung Finanzdienstleistungen Informationstechnologie Technology Operating Model